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1. Applications received from September 1 to October 21, 2016 and subsequently booked on or before October 31, 2016 shall enjoy a lower monthly interest rate* of 0.98% for 12, 18, 24, 30 and 36 month terms.
2. Promo applies to regular amount of P20,000.00 to P1,000,000.00.
3. Corporate BPI Personal Loan and Seafarer Program applications are not qualified for this promo.
4. The reduced interest rate of 0.98% shall take effect on the client’s monthly installment as soon as the BPI Personal Loan is booked.
5. Clients may apply for a BPI Personal Loan by visiting the nearest branch of BPI or BPI Family Savings Bank nationwide or submit their application via the Apply Now button below.
6. Standard credit policies and income requirements for BPI Personal Loan shall apply.
7. In case of dispute, BPI’s decision with the concurrence of DTI shall be final.

12 mos. 18 mos. 24 mos. 30 mos. 60 mos.
Standard Rate 25.60% 25.74% 25.59% 25.33% 25.03%
Promo Rate 21.04% 21.23% 21.16% 21.01% 20.81%

Sample Monthly Installment

12 mos. 24 mos. 36 mos.
Monthly Interest Rate 0.98%
Contractual Interest % 21.04% 21.26% 20.81%
20,000 1,862.66 1,029.29 751.55
50,000 4,656.65 2,573.21 1,878.88
100,000 9,313.30 5,146.43 3,757.76
500,000 46,566.49 25,732.14 18,788.79
1,000,000 93,132.97 51,464.27 37,577.58
*The monthly installment table is for illustration purposes only. The actual monthly installment will be indicated in the loan documents.

Promo Period is from September 1 to October 31, 2016.
Promo Extension Approval: September 20, 2016

Per DTI-FTEB SPD Permit No. 13399, Series of 2016

Post expires at 11:55pm on Monday October 31st, 2016